8 painless ways to save money

Everyone wants to save money, but sometimes it’s hard or you don’t know how to go about cutting corners to save money. But if you follow these eight simple steps you will be able to save a ton of money.

Save Money without Drastically Altering Your Life

Everyone knows that to save money you are going to have to sacrifice a few things. Some of those things might be to stop eating out all the time, or cut back on your shopping expenses. Now this might seem like a hard thing to do but if you just cut back on it a little bit you will see that you are saving money in no time.

Get Fit

Staying in shape and eating healthier is a lot easier to say then it is to do. But by staying healthy you will be able to save money on your insurance premiums as well as your life insurance.

Car Insurance

A good way to save money is buying keeping up with your car insurance. Make sure to check on it annually or semi-annually for any changes that could be made to the policy to help reduce costs. Another good thing to do is get quotes regularly and keep your eyes open for cheaper rates.

Credit Score

There are numerous ways that you can go about saving money and this way is probably the most important and one of the most painless ways and that is improving your credit score or keeping your credit score up. Having a good credit score is one of the best ways to save money.



If you are someone that likes to invest their money make sure that you invest in things that are on the cheaper side. If you do this then you will be guaranteed to save money over a period of time.

Bundle your Services

One of the biggest ways you can save money is by bundling as money of your monthly services as you can. By doing this most companies will give you a discount for bundling services and using their company for all of your services.

Monthly Cell Phones

Instead of having a monthly cell phone bill, which can run into the hundreds per month you should think about switching to a prepaid services. There are a lot of services out there that offer unlimited everything and your bill will be under 100 dollars per month.



5 Ways to Make Money on the Side


Fortunately we are living in an age where earning money has become relatively easier with all the information and resources readily available. One who can invent enough time and hard work is eligible for making some additional bucks so that he can enjoy a better lifestyle! There are many way for making money on side, some of them are mentioned below!

Turn your car in a moving billboard!

If you own a car that costs you each month for its up keep, fuel and maintenance? Then think about monetizing you’re wandering on roads! There are many advertising agencies always seeking for car owners, so that they can purchase space on your car for putting their client’s advertisements in it! This will make your car a moving billboard, and you can earn a handsome amount of money in this way.

Be a virtual assistant

Outsourcing has become a smart alternative to permanent employees for small to medium sized entrepreneurs and businesses! There is always plenty of vacant space in market for virtual assistants generally required, to carry out basic and simple tasks for their clients, including data entries, online research and email handling etc. If you have basic computer skills and a computer with internet connection than you can also be a virtual assistant for some one. Just join major freelancing services managing websites, create a catchy profile and wait to be hired for comparative rates! Always prefer clients in time zones that can synchronize with your free hours.

Be an online tutor

There are many services available online; focused on providing tutoring facilities online to students settled across the globe. If you have enough knowledge and education about one or multiple subject than you can submit your resume to be considered as a tutor. Tutoring online is an interesting job and generally comes with satisfactory compensation of your time. So just join and earn the prestigious position of being a tutor!

Cash your love with babies

Baby sitting has been a classical part time money making activity! If you are someone with having natural affiliation and love for babies, than you can predict your sure success with babysitting! There are many services available to connect you with baby sitter finding families, demographically. All you require is some experience with babies. Some additives like setting up an attractive environment in one of your spare rooms in a baby’s perspective can prove to be much beneficial! But be aware of the fact that this job requires great attention.